Fire Damage

Fire Damage Public Adjuster

FIRE LOSSES ON AN AVERAGE, RESULT IN OVER 11B DOLLARS IN LOSS VALUE ANNUALLY

Fire is a significant Peril facing us all on a daily basis, a small Fire Loss could significantly impact your financial condition, whereas a larger Fire Loss could devastate your financial condition. As a result the majority of “Fire Losses” are covered by Private Insurance, however with that a small percentage remain uninsured. We should note that those whom choose to remain uninsured or self-insure their Fire or Other Property Losses, rarely are able to fully recover after a significant loss.

Fire losses on an Average, result in over 11B Dollars in Loss Value Annually, Residential Structures representing 7B on Average, whereas Commercial Structures represent 3B on Average, respectively.

The leading cause of Fire Damage is “COOKING” and/or “COOKING EQUIPMENT”, representing almost 50% of all Fires, in the Nation, on an Annual Basis, in addition to varying other causes, some more common than others:

  • Cooking 48.7%
  • Heating 12.1%
  • Unintentional, careless 5.6%
  • Electrical malfunction 5.4%
  • Intentional 5%
  • Open flame 4.9%
  • Appliances 4.4%
  • Other heat 3.5%
  • Smoking 2.6%
  • Exposure 2.2%
  • Natural 2%
  • Cause under investigation 1.2%
  • Other equipment 1.1%
  • Equipment malfunction 0.8%
  • Playing with heat source 0.6%

Sources on the above statistics, additional Fire Statistic, as well as Fire Information available through the below links:

http://www.usfa.fema.gov/data/statistics/

https://www.nfpa.org/research/reports-and-statistics/fires-in-the-us/overall-fire-problem/fire-loss-in-the-united-states

PLC and our Global Team of Loss Experts stand ready to assist You, Our Client, ensuring Your Maximum and Expedited Claim Recovery!!!

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